Practical calculators

Tools

The questions everyone hits eventually: what you actually take home, which tax bracket your income reaches, how savings compound, what a loan really costs, and which ward a former address belongs to after the reorganisation. Each tool shows its full working and cites the rules it applies.

9tools

6categories

2026current rules

Compound Interest & Savings

What a monthly deposit becomes after 10 years — and the year interest starts out-earning what you pay in.

Overtime Pay

What extra hours actually pay on a weekday, a rest day, a holiday and at night — all six statutory rates.

Gross ⇄ Net Salary

Convert both ways between gross and take-home pay, with insurance, deductions and every PIT bracket itemised.

Personal Income Tax

Turn taxable income into tax owed, showing which bracket each slice lands in and what your real effective rate is.

Annual Tax Finalisation

Whether you overpaid or still owe for the year — and why most part-year workers are owed money back.

Unemployment Benefit

How many months you can claim and how much each — and why the regional ceiling makes 60% not really 60%.

Severance & Redundancy Pay

Half a month per year — but insured time is excluded, so the honest answer is usually zero.

Loan Repayment

A month-by-month schedule for all three interest methods — and what a flat rate really costs.

Address Before & After the Merger

Which unit your former ward belongs to now — and, in reverse, which former wards a new unit was built from.

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