Unemployment Benefit
How many months you can claim and how much each — and why the regional ceiling makes 60% not really 60%.
About the Unemployment Benefit calculator
The benefit is 60% of your average contribution salary over the last six months, but capped at five times the regional minimum wage — so for a higher earner the real replacement rate falls well below 60%. The number of months is a coarse step function: 12 months and 35 months of contributions both earn exactly 3, and only month 37 moves you up. This renders the whole ladder and marks where you sit on it.
Basis & method
- Employment Law 2025 (in force 01/01/2026) — 60% of the average contribution salary over the last six months, capped at 5× the regional minimum wage, unified across all employees.
- 12 to 36 months of contributions earn 3 months of benefit; each further full 12 months adds one, to a maximum of 12. Leftover months are reserved toward a future claim.
- Decree 293/2025/NĐ-CP — the regional minimum wages from 01/01/2026, which set the benefit ceiling.
- The unemployment benefit is exempt from personal income tax and carries no insurance contributions.
This tool is for reference, not tax or legal advice. A real payslip also depends on company-specific arrangements (who bears the insurance, caps on tax-exempt allowances, internal pay grades). Check with your C&B team or the tax authority before acting on it.